DOCTOR LOAN

Doctor loan can be availed By healthcare professionals without pledging any collateral security. Collateral free doctor loan is a quick loan and can be availed for a shorter tenure at a competitive interest rate. Medical professionals with satisfactory work experience can avail unsecured doctor loan to enhance their services and reach. Medical professionals can also take this loan to upgrade their medical equipment’s / instruments, facilities to offer the best possible treatment and care to the patients. At Creditbulls we understand the unique challenges in today’s healthcare environment and offer specially designed and customized unsecured loans to Doctor with minimum documentation and approvals based on basic KYC, financial statements, work experience and credit history.

Eligibility to apply for Doctor Loan: The person should be

Salaried Doctor & Self employed Doctor who are sole proprietors, partnership firms, private limited companies.
Individuals with a minimum age of 21 years and maximum age of up to 75 years
#For specialist ( MD/MS ) and super specialist doctor ( DM/ MCh )
#For Graduate Doctor ( MBBS )
# For Ayurvedic and Homeopathic doctors ( BAMS/ BHMS )



Required documents to apply for Doctor Loan

Signed Application Form
Education Qualification Certificate & Medical Council Registration
Identity Proof (PAN)
Residential Address Proof
Latest 3 months salary slip for salaried
Last 6 months bank statement
Last 2 years ITR/Form 26as for Self Employed



Doctor Loan Benefits

No requirement of guarantors or collateral Fast turnaround with loan approval in as quick as a few hours Low-interest rates compared to rates offered to other self-employed professionals End-use can include construction of the clinic, renovation, or purchasing various equipment for medical use Loan tenure can be as long as 5 years Option of fixed and floating interest rate Flexible repayment tenure options are available Minimum documentation with approval based on basic KYC, quick background checks, CIBIL score, and income proofs

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